Tennessee Insurance Practice Exam

How long must Q be disabled to apply for Social Security disability benefits?

1. 3 months

2. 5 months

3. 6 months

4. 10 months

The correct answer is: 5 months

To qualify for Social Security disability benefits, an individual must have a medically determinable physical or mental impairment that has lasted or is expected to last for at least 12 months. However, the Social Security Administration has a waiting period requirement that stipulates a five-month waiting period before benefits can begin. This means that the individual must be disabled for a minimum of five continuous months after a waiting period is met. As a result, the correct answer reflects the requirement that the person must be disabled for five months before they can start receiving Social Security disability benefits.