Tennessee Insurance Practice Exam

Which medical expense is typically NOT covered by Cancer insurance?

1. Surgery for cancer treatment

2. Radiation therapy

3. Arthritis

4. Chemotherapy

The correct answer is: Arthritis

In the context of cancer insurance, the primary purpose of this type of coverage is to address expenses specifically related to the diagnosis and treatment of cancer. Typically, expenses that fall under this category include surgical procedures specifically targeting cancer, radiation therapy, and chemotherapy, as these are essential treatments aimed at combating the disease. On the other hand, arthritis is not considered a direct consequence of cancer and is generally categorized as a separate health condition. Most cancer insurance plans are structured to cover treatments that are directly related to cancer care, meaning they would not encompass medical expenses for non-cancer-related diseases like arthritis. This distinction is crucial, as it illustrates the targeted nature of cancer insurance, which is designed to assist with costs that arise specifically from cancer treatment rather than providing a blanket coverage for all medical expenses.